Integrated investment, tax, and estate planning services

The Johnston Group offers integrated investment, tax, and estate planning services closely aligned with your risk profile and your personal goals.

A HIGHLY PERSONAL, ACTIONABLE FINANCIAL PLAN

Our goal is to help you with gain confidence with a highly personal, actionable financial plan. This plan encompasses your investments, your risk profile, your taxes, your estate, your business, your family — everything that affects you financially. You can implement this plan on your own, or ask us to do so.

ASSET MANAGEMENT AND MONITORING

You can benefit from a personalized investment portfolio with asset management and monitoring services. We will protect your priorities; provide independent expertise; and deliver consistent, responsive service.

INDEPENDENT RECOMMENDATIONS

All services are independent. We are not locked into specific programs or platforms. Our financial advice is designed to give you an effective framework for decision-making and help you achieve your financial and life goals.

Tax Planning

We provide a host of tax-related services such as collaborating with your accountant to ensure proactive planning to minimize tax liabilities now and into the future.

  • We provide income tax projections throughout the year to stay ahead of tax liabilities and provide a window of opportunity to plan for tax savings
  • A review of completed tax return provides an additional set of eyes for tax filings
  • Coordination with investment strategy intelligently positions your portfolio to reduce the amount lost to taxes
  • An understanding of your employer benefits and other tax advantaged vehicles as they apply to your important goals, including a summary of your benefits, ensures your understanding of all programs available to you
  • We develop a specific strategy for company stock and stock options to manage wealth creation and avoid potential tax liabilities
  • Monitoring of tax changes as they might impact your personal situation

Estate Planning

Ensuring your understanding and awareness of legal document needs is a top priority.  Our knowledgeable staff will be a liaison with your legal advisors to provide the intimate knowledge of your financial strategies and facilitate any legal implementation required to meet your goals.

  • A review of your current estate plan and a summary of your documents ensures understanding of all your plan provisions
  • We offer expert advice on estate plan needs and changes that would benefit you and your family based on your important goals
  • We understand the importance of continual monitoring and awareness of federal and state laws that affect the family estate plan and asset structures
  • We advise on family financing
  • Family education of wealth management and assistance with younger generations as they mature into the family wealth instills confidence as new investors enter the marketplace
  • We will advise and counsel on important decisions such as business and career transactions

RISK

We will review your current family and asset protection strategies and provide counsel on changes needed to ensure your important goals are met.

  • A review and summary of your current insurance coverage, including life, disability, health, long term care and home and property insurance is an important step in risk management
  • We will analyze your current insurance needs based on your family situation and important goals
  • Advice and counsel on the structure of your assets and insurance coverage further preserves your family's wealth
  • Ongoing evaluation of your asset protection needs that incorporates risks from your current company position, specific assets, family situation and overall wealth

INVESTMENTS

Our expertise and knowledge of investment strategies allows us to structure a personalized investment portfolio that is tailored to meet your personal financial goals which identify and remove variables while potentially reducing cost.

  • Portfolio construction, implementation and monitoring utilizing independent, unbundled and unbiased expertise
  • Review and modeling of your cash flows based on current and future spending needs are integrated into your investment portfolio for staging available liquidity
  • Expertise in providing investment services to public company executives regarding stock plans, particularly with respect to SEC and company restrictions, filing requirements and ownership requirements
  • Daily record keeping and prime brokerage services

WEALTHCARE 360

Eliminate financial clutter, protect priorities and reduce risk.  Wealthcare is a personalized method of advanced planning that is designed to engage you in helping us deliver positive outcomes.  Incorporating a four-stage analysis of your financial objectives, we will design a personal financial strategy that diversifies market risk as you pursue abundance.